These added fees can make premiums up to 50% higher for such members, which has led many people to omit this information when communicating with their insurers
Hammond D, Fong GT, McDonald PW, Brown KS, Cameron R: Graphic Canadian cigarette warning labels and adverse outcomes: evidence from Canadian smokers
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People may smoke for any number of reasons: Some are curious about it and want to give it a try Others may take up smoking because they see friends or others doing it, this is called peer pressure People who come from a family of smokers, or who grow up around smoking and second hand smoke, will be more likely to smoke and be addicted to smoking Some see smoking as a way to relieve their feelings of stress or anxiety in social situations People often smoke because theyre used to a culture of social smoking, especially in people smoking on a night out or in smoking areas
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